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Finance Tools

Professional financial calculators for loans, investments, mortgages, and smart money decisions.

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From loan EMI to investment growth — every financial calculation you need

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EMI Calculator

Calculate monthly EMI for home, car, or personal loans. Full amortization schedule, prepayment analysis, and PDF report with jsPDF.

AmortizationPrepaymentPDF ReportChart.js
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SIP Calculator

4-mode SIP: Regular, Step-Up, Lump Sum & Goal-based. Real compound interest formulas with interactive wealth projection charts.

4 ModesStep-Up SIPGoal-BasedCharts
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Mortgage Calculator

Full PITI breakdown (Principal, Interest, Taxes, Insurance). Monthly payment schedule, total interest saved, amortization chart.

PITI BreakdownAmortizationTax & InsurancePDF
Calculate Mortgage
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Compound Interest Calculator

A=P(1+r/n)^(nt) formula. Compare daily, monthly, quarterly, and annual compounding. Visualize wealth growth over time.

Multiple PeriodsCompare ModesGrowth Chart
Calculate Growth
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Zakat Calculator

Shariah-compliant Zakat calculation on cash, gold, silver, business assets and investments. Auto Nisab, PDF certificate.

Auto NisabAll Asset TypesPDF Certificate
Calculate Zakat
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Currency Converter

Real-time PKR, USD, EUR, GBP, SAR, AED conversion. Live exchange rates, conversion history, and popular pairs.

Live RatesPKR FocusedHistory
Convert Currency
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Pakistan Tax Calculator

FBR income tax slabs 2024-25. Salaried & business income tax. Net take-home salary, effective tax rate, monthly breakdown.

FBR 2024-25SalariedBusinessEffective Rate
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Frequently Asked Questions

How is EMI calculated?
EMI = [P × r × (1+r)^n] / [(1+r)^n - 1] where P = Principal loan amount, r = monthly interest rate (annual rate / 12 / 100), n = loan tenure in months. Our calculator shows the full amortization schedule with every payment breakdown.
What is the SIP Step-Up feature?
Step-Up SIP (also called Top-Up SIP) allows you to increase your monthly SIP amount by a fixed percentage every year. For example, if you start at Rs.5,000/month and increase by 10% annually, by year 5 your monthly investment is Rs.7,321. This aligns your investment with salary growth and dramatically increases wealth accumulation.
What does PITI mean in Mortgage Calculator?
PITI stands for Principal, Interest, Taxes, and Insurance — the four components of a complete mortgage payment. Principal reduces the loan balance, Interest is the lender's charge, Taxes are property taxes held in escrow, and Insurance covers homeowner's and PMI insurance. Our calculator shows each component separately.
Are the exchange rates in Currency Converter live?
Yes, our currency converter fetches live exchange rates from open APIs. The rates are updated every time you load the page. For the most critical financial decisions, we recommend cross-checking with your bank's official rates.